Pay over time with PayBright

4 biweekly or 1 monthly payment using your Visa or Mastercard debit or credit card.
Just select PayBright at checkout. It’s simple and quick!


What is PayBright?

PayBright is Canada’s leading installment payment platform, providing shoppers with
buy now, pay later solutions at their favourite retailers, both in-store and online.

By selecting PayBright as a payment method at checkout, customers can enjoy their
purchase immediately, while spreading their payments over time.

General FAQ

Yes. You’ll need: 
- To be 18+ years old - To be a resident of Canada
- A Canadian bank account, or a Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo 
- An SMS-capable Canadian phone number
- To meet the minimum cart size required to use PayBright as a payment option at checkout

You can use PayBright on Artists Within Makeup Academy.

PayBright currently accepts pre-authorized debits from your Canadian bank account, or a Visa/Mastercard credit/debit card. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

Please reach out to the PayBright team and they will be happy to look into the options available. You can contact them using this contact form.

For more information on late or NSF fees, please see this FAQ article on the PayBright help site.

Purchases made using PayBright are subject to Artists Within Makeup Academy standard return policy. Any returns will be processed by Artists Within Makeup Academy, and your PayBright balance will be reduced, cancelled, or refunded accordingly. If the Artists Within Makeup Academy has provided a refund to you via a gift card, you must still continue repaying your installment plan in full. For information on returns, review Artists Within Makeup Academy’s return policy here.

For help with your payment plan or if you haven’t received your confirmation email, please contact PayBright via their website.

Please use an alternate payment method to complete your purchase.

You can find them here.

If your retailer offers PayBright, but you don’t see it as a payment option, please see this helpful FAQ article on the PayBright help site.

Sure, at any time! There are no penalties or fees for early repayments. To pay off your current balance, please send us a message here.

PayBright payment plans are available for orders from $50 to $15,000. For carts between $50 - $1,000 customers will have Pay in 4, interest-free. For carts between $1,000 - $15,000, customers will pay monthly, subject to interest rates.

For more information on related fees, please see these helpful FAQ articles on the PayBright help site.

Please refer to the payment plan agreement for all of your payment schedule information.

For help with payment information, or if you haven’t received your PayBright email confirmation, please contact the PayBright team via their website.

No, you will not be charged. If you’ve already made a payment to PayBright and are owed a refund this may take up to 5-10 business days to appear on your bank account or credit card statement. If you have any questions about the refund process, please reach out to the PayBright team through this contact form.

Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or your payment method. 

Your login details to access your PayBright account are in the confirmation email sent to you when you first completed your transaction. Can’t find the details? Please contact the PayBright team.

Most authorizations are reversed within 24 hours, however this is ultimately up to your financial institution, and may take 5-10 business days to be reflected on your credit card statement.

For further information, please refer to PayBright’s FAQ page.

Choose from Pay in 4 OR Pay Monthly

Pay in 4

Carts between $50 - $1,000
(interest-free to customer)

Pay Monthly

Carts over $1,000
(choose between 3-24 months,
interest based on customer's credit quality)

Pay in 4

Buy Now, Pay Later with PayBright

4 biweekly, interest-free payments are automatically
charged to your Visa or Mastercard debit or credit card.
It’s simple and quick!


Why use Pay in 4?

No impact on credit score

Using a Pay in 4 PayBright payment plan won’t impact your credit score.

Quick and convenient checkout

Place your order quickly and easily by choosing PayBright as your payment choice at checkout. Simply enter a few details to complete your purchase.

Easy payments

PayBright will automatically debit payments from your chosen Visa or Mastercard debit or credit card, interest-free.

How do I use Pay in 4?


Shop

Browse Artists Within Makeup Academy and add your favourite finds to your shopping cart.

Select

When you reach checkout, choose PayBright as your payment method.

Checkout

Complete your purchase and pay later in 4 equal payments.

Pay

The remaining 3 payments are charged to your debit or credit card every two weeks.

Purchase Amount Monthly Payment Number of payments Total Interest charges Total Processing Fees Total cost of Borrowing Total Repayment Amount Credit Rate
$200.00 $50.00 4 $0 $0 $0 $200.00 0%

*Please note that PayBright is an independent payment company and Artists With Makeup Academy has no influence over whether your payment with PayBright is accepted or not. If you have any trouble with your order, please contact PayBright via their website contact form.

Pay in 4 FAQ

If your basket is eligible for ’Pay in 4’ with PayBright, the option will be presented at checkout. After confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then set up your payment method with PayBright and accept the terms of your payment plan.

Using Pay in 4 will not affect your credit score.

PayBright is Canada’s leading installment payment provider. When you use PayBright to pay at Artists Within Makeup Academy checkout, you can split your purchase into 4 biweekly interest-free payments.

To use PayBright as your preferred payment choice at checkout: 

1. Add items to your shopping cart as usual.
2. Choose PayBright at checkout and enter a few details.
3. Your purchase will then be split into 4 equal interest-free payments.

At checkout, you will set up 4 convenient, automatic pre-authorized payments that debited/charged your Canadian Visa/Mastercard debit/credit card.

If your order total changes for any reason, your payment plan will be adjusted accordingly.

Pay Monthly

Buy now, pay monthly with PayBright

Spread the cost of a purchase over $1000 into easy monthly payments*.
Just select PayBright at checkout.
*Subject to credit approval


Why use Pay Monthly?

Prequalify before you buy

Get your PayBright spending limit while you’re still shopping.

Quick and convenient checkout

Place your order quickly and easily by choosing PayBright as your payment choice at checkout. Simply enter a few details to complete your purchase.

Easy payments

PayBright will automatically debit/charge monthly payments using your preferred payment method: a bank account or a Visa/Mastercard debit/credit card.

How do I use Pay Monthly?

Select PayBright at checkout

Shop at your favourite stores that offer PayBright and select us as your payment option at checkout.

Get set up

Use your mobile phone number to set up your PayBright plan within 60 seconds.

Enjoy your purchase!

Confirm your payment plan and then you’re done! Enjoy your purchase today and pay later.

Purchase Amount Monthly Payment Number of payments Total Interest charges Total Processing Fees Total cost of Borrowing Total Repayment Amount Credit Rate
$3,000.00 $250.00 12 $0 $0 $0 $3,000.00 0%

*Certain conditions apply and all transactions are subject to approval by PayBright. The amount of your monthly payment and the interest you will pay depend on your credit report. Monthly payments include a processing fee of up to $6.95 (One to four Dollars) depending on the amount of your purchase. Please see terms for full details. Loan offers may vary for customers in the province of Quebec.  

*Please note that PayBright is an independent payment company and Artists With Makeup Academy has no influence over whether your payment with PayBright is accepted or not. If you have any trouble with your order, please contact PayBright Customer Service.

Pay Monthly FAQ

If your basket is eligible for monthly payments with PayBright, the option will be presented at checkout. After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will set up your repayment method with PayBright and accept the terms of your payment plan.

To learn more about PayBright and credit checks, please read this helpful FAQ article on the PayBright help site.

For more information on interest or fees, please see this helpful article on the PayBright help site.

PayBright is Canada’s leading installment payment provider. When you use PayBright to pay at Artists Within Makeup Academy checkout, you can split your purchase into easy, automatic monthly payments.

To use PayBright as your preferred payment choice at checkout: 

1. Add items to your shopping cart as usual, and select PayBright as your payment method at checkout for orders between $1,000 and $15,000 (including taxes and shipping).
2. Get set up: Use your mobile phone number to set up your PayBright plan within 60 seconds.
3. Confirm your payment plan with PayBright. Artists Within Makeup Academy will process and ship your order as usual.
4. Make 12 or 24 monthly payments to PayBright while you enjoy your purchase.

PayBright will help you set up convenient, pre-authorized payments via your bank account or a Canadian bank account, or a Visa/Mastercard credit/debit card.